Health insurance is really a "must have" these days.
Recovering from a major health problem requires access to quality treatment. Health insurance is all about choice and security - being able to get the treatment you need, at a time and place of your choice.
The types of Health Insurance covers available
Major Medical: A health insurance product that provides cover to a high limit for most medical and surgical expenses incurred in hospital. There are various levels of excess available on the policy, which will help reduce premiums.
Specialists and Tests: This product is provided in addition to Major Medical insurance. It usually covers any outpatient specialist consultations and diagnostic tests. Specialist visits and diagnostic tests can very often be expensive.
Comprehensive Insurance: This covers, among other things, GP visits, prescription costs and complementary medicals.
What we offer you!
Our collective bargaining strength enables us to offer you:
Choice: we offer a wide range of hospital cover options from some of the leading health insurance providers in New Zealand; for example:
- A hospital cover option that covers all pre-existing conditions after three years [except cardiac]. If you or a family member already have an existing medical condition, this is an extremely important concession for you to consider.
- However, if you are fortunate not to have a medical condition we are able to offer a full range of medical providers.
Not all of these options are available to the general public.
If you would like to talk to an Adviser about protecting the health of you and your family or if you would like a review of what you already have in place, please either e-mail info@psahealthandrisk.org.nz or call our Helpline on:
0800 268 3763